Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Address Thank you! Oops! Related Contents How to Bake a Pie-R-A Roth IRAs are tax advantaged in a different way from traditional IRAs. Immediate vs. Deferred Annuities Looking forward to retirement? It's critical to understand the difference between immediate and deferred annuities. Investment Strategies for Retirement Investment tools and strategies that can enable you to pursue your retirement goals.